GOING INDEPENDENT

Leaving Captive. Going Independent. The 90 Day Playbook.

Leaving State Farm, Allstate, Farmers, or another captive is a career decision with a 90 day execution window. ALE gives you the book transfer checklist, carrier appointment prep, CRM launch plan, and the automation to hit the ground writing.

THE CAPTIVE EXIT REALITY

The Captive Exit Reality

Captive agents leave with a book, an insurance license, and a lot of captive specific habits to unlearn. Without a playbook, the first 90 days get lost to carrier paperwork, ops building, and survival mode instead of writing business.

Captive Book Transfer Is Complex

Legal paperwork, client notification, portability agreements, and post departure restrictions all need handling.

Carrier Appointment Gauntlet

Getting appointed with 6 to 12 carriers takes 30 to 90 days. Without planning, you cannot quote on day 1.

Back Office Gap

Captives gave you the AMS, the leads, the phone system. Independent, you replace all of it in week one.

90 DAY LAUNCH PLAN

90 Day Launch Plan

01

Pre Exit Book Audit

Export your book, confirm X dates, identify top 20 percent of households, plan first call sequence.

02

Carrier Appointment Prep

Cluster or MGA selection, E&O application, carrier appointment paperwork queued.

03

CRM Launch

Day 1 CRM ready: book imported, X dates tracked, pipeline live. ALE runs this in 7 to 14 days.

04

Week 1 Lead Capture

Website, phone, SMS, lead forms all live. First independent lead closed in week 2.

05

Renewal Quoting Queue

60 to 90 day pre renewal quote prep for your imported book. Save 40 percent of households from captive retention.

06

Referral Ask Activation

Post bind and post claim referral ask automations live. Book grows from day one.

WHO THIS FITS

Who Leaves Captive

State Farm Agent

Strong book, ready to diversify carriers. Needs multi carrier independence and X date discipline.

Allstate Exclusive Agent

Facing economic pressure. Needs a faster technology stack and better carrier options.

Farmers Agent

Seeking control over placement. Needs independent carrier access and an AMS replacement.

Captive Trainee Year 2

Learned the trade, ready to own the book. Needs the operating system to do it solo.

PACKAGE FIT

Transition Package Fit

Launch: $497 per month

Core CRM, book import, X date tracking, SMS automation, review generation, referral ask.

  • Core CRM
  • Book import and X dates
  • SMS and email automation
  • Renewal pipeline
  • Referral ask automation
SEE PACKAGES

Day 1 Independent. Day 7 Writing.

Book a 20 minute demo. We will walk through the 90 day launch plan, book import, and week 1 lead capture.