Home is a 12 month X date with the highest bundle opportunity in personal lines. ALE tracks annual renewals, home to auto bundle triggers, claims retention, and roof age flags that keep your book insured and your clients retained.
Home policies touch every household financial decision: new roof, new kitchen, new baby, new dog, new solar panels. Without pipeline automation, you never know when risk changes, and you miss the quote moment on every life event.
Home renews once a year. A full 365 days of silence, then rate hike, then churn. You need touches between renewals.
Carriers non renew or rate hike without warning. Clients blame the agent. Proactive rate monitoring prevents surprise churn.
New roof, renovation, or solar install changes insurability and rate. Without triggers, the client updates the policy too late.
Home X date triggers 60, 30, 14 day reminders with rate lock and bundle cross sell options.
Monoline home policy triggers an auto quote task 30 days before renewal. Bundle discount presented.
Roof age stored in lead record. 18 year roof flag triggers a roof inspection task before carrier non renews.
Birthday, new child, new pet trigger policy review task and coverage gap analysis.
Claim opens, 7 day check in, 30 day retention touch, contractor referral offer. Retention protection.
Carrier rate hikes tracked. Clients with rate increases above 10 percent get proactive rate shop call task.
Writing 200 to 800 home policies. Needs X date tracking, bundle cross sell, and claims retention.
Florida, Gulf, East Coast. Needs hurricane deductible tracking, wind mit inspection, and E&S placement workflow.
Chubb, PURE, Nationwide Private Client. Needs appraisal tracking, schedule of personal property management.
Focused on dual line households. Needs bundle trigger and multi policy discount automation.
Annual X date tracking, bundle cross sell, SMS, claims retention, review generation.
Add AI receptionist, carrier rater integrations, roof age monitor, E&S placement workflow, custom reporting.
Book a 20 minute demo. We will walk through the annual X date tracker, bundle cross sell, and roof age monitor.