SMS COMPLIANCE

Insurance Agent SMS Compliance Guide.

SMS is the highest ROI channel but TCPA litigation is real. This guide covers opt in, DNC, suppression, and what safe SMS looks like.

TCPA RISK IS REAL

TCPA Risk Is Real

TCPA violations carry $500 to $1500 per message statutory damages. Agents with sloppy SMS programs get sued.

Opt In Tracking

Without clear opt in records, plaintiff lawyers win.

DNC Scrubbing

Federal and state DNC lists must be scrubbed monthly.

Suppression Lists

Replies of STOP must permanently suppress numbers.

SAFE SMS PLAYBOOK

Safe SMS Playbook

01

Clear Opt In

Web form, keyword opt in, or verbal with record retention.

02

DNC Scrubbing

Federal and state DNC scrubbed monthly, logged.

03

Suppression Automation

STOP replies auto suppress the number.

04

Quiet Hours

No SMS before 8 AM or after 9 PM per recipient time zone.

05

Content Templates

Pre reviewed templates avoid deceptive content.

06

Retention

Opt in, DNC, and suppression logs retained 4 years.

WHO THIS FITS

Who This Helps

All Insurance Producers

Any agent running SMS campaigns.

High Volume Telesales

FE, Medicare, ACA telesales producers.

Lead Buying Agents

Aggregator leads need extra care.

Compliance Officers

Agency level compliance reviews.

PACKAGE FIT

ALE Packages

Launch: $497 per month

TCPA safe SMS, opt in tracking, DNC scrubbing, suppression automation.

  • Core CRM
  • TCPA safe SMS
  • Opt in tracking
  • DNC scrubbing
  • Suppression automation
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Run SMS Safely.

Book a 20 minute demo. We will show you the TCPA safe SMS stack.