VIP TRAINING — MODULE 09/10← All modules
MODULE 09

Discovery & Qualification

Once they're talking, what do you ask? This module gives you the 7 questions that reveal whether a lead is worth meeting with, plus how to listen for buying signals.

THE 7 QUESTIONS

What To Ask Once They're Talking

You don't need all 7 in every call. Pick 3-4 based on what you've already heard. Order them so the easiest ones come first (volume, lines, tech) and the more sensitive ones come later (pain points, time horizon).

#QuestionWhat you're listening for
1"How many policies are you binding a month?"Sizes them. Under 20/mo = Launch tier. 20-100 = Build. 100+ = Command.
2"What lines are you mostly focused on?"Confirms Personal Lines (good fit). If they say E&O, professional liability, or specialty lines, fit is weaker.
3"What are you using for a CRM right now?"If they say "spreadsheet" or "we don't really have one" — huge opportunity. AMS360 / EZLynx / HawkSoft = they have an AMS but probably no real CRM.
4"How are you currently following up on quotes that don't close right away?"Almost always reveals they have no system. This is the wedge.
5"How many people on your team?"Solo / 1-3 / 4-15 / 15+. Helps tier them. Owner involvement scales with size.
6"What's working for you right now in terms of getting new business?"Listen for: "referrals" (good for module 6 referral hook), "website" (where do leads go?), "Google" (SEO opportunity), "ads" (cost per lead).
7"If we could fix [pain they mentioned], what would it be worth to you?"Gets them to attach a dollar value. Sets up the pricing conversation in the meeting.
BUYING SIGNALS

What Tells You They're A Real Lead

They ask price

Means they're considering it. Don't quote on the phone — defer to the meeting. "We can dig into pricing on the call. Most agencies your size land between $647 and $1,447, but the right tier depends on a few things."

They volunteer their pain

"Yeah, follow-up is a problem for us." Or "Honestly we've been thinking about getting a CRM." That's gold. Acknowledge, then book the meeting.

They ask "how does it work?"

Means they want details, but the cold call isn't the right venue. "Great question — honestly the easiest way to show you is on a screen-share. I've got Thursday at 10 or Friday at 2."

They share a number

"We do about 30 quotes a month." Use that. "Got it — if you're closing 25%, that's 7-8 binds. Most agencies we work with bump that to 10-12 just from automated follow-up. Worth 20 minutes to see how?"

They mention a competitor or similar tool

"We tried HubSpot but it didn't really fit." Big opportunity — we're built specifically for insurance, that's the wedge. "That's the thing — HubSpot is built for tech companies. We're built for agencies. Worth showing you the difference?"

They keep talking

If you've been on the phone 4+ minutes and they're still engaged, the meeting is happening. Just ask.

DISQUALIFIERS

When To Politely End The Call

If they say...What to do
"We're a captive State Farm/Allstate/Farmers"Disqualify. "Got it — we work mostly with independents. Best of luck though."
"We just signed with another vendor"Ask for the renewal date. "When does that contract come up? I'd love to circle back."
"We're 100+ employees"Probably too big. Ask qualifying questions but consider if they have procurement/IT layers that slow everything.
"Take me off your list"Respect it. "Will do — have a good one." End the call.
"I'm just an account manager / CSR"Ask for the owner's name. "Totally — who would I want to talk to about marketing or growth at the agency?"
Disqualifying fast is a skill. Spending 30 minutes with a captive State Farm agent who can't buy is 30 minutes you didn't spend on the next prospect who can. Be polite, be quick.
LISTENING TIPS

How To Sound Like A Person, Not A Script

HELPFUL VIDEOS

Watch These To Reinforce This Module

Each link opens a YouTube search. Pick whichever video looks best in the results.

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