Open today, 8:30 AM to 5:30 PM · 8801 Lead Mine Rd, Suite 214 · Raleigh, NC
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S
Stevens & Co.
(516) 780-1385 Get a Quote
S
Stevens & Co.
(516) 780-1385 Get a Quote
New Two generations protecting Carolina families since 1991

Insurance built
on handshakes,
not call centers.

An independent brokerage shopping 38+ carriers on your behalf, so you get the right coverage at the right price, from a real person who answers when you call.

Compare Quotes, Free Talk to an agent
WSCSMH
★★★★★
4.9 from 320+ reviews Google · Facebook · Yelp

Get a free quote

Takes about 90 seconds. No spam.

Secure
Personal
Commercial
Life
Medicare
Bank-grade encryption · We never sell your info
Two
generations
of trust
35+
Years protecting Carolinians
38+
A-rated carriers we shop
14k+
Households & businesses insured
98%
Client retention rate
What we cover

One brokerage, every line of insurance.

Personal, commercial, life, Medicare, and final expense. We shop the market so you don't have to. One expert who knows your whole picture.

Personal Lines

Auto, home, renters, umbrella, motorcycle, boat, and RV. Reviewed every renewal so you're never quietly overpaying.

  • Bundle & save up to 24%
  • Annual policy reviews
  • High-value & classic auto
  • Flood & wind add-ons
Explore Personal Lines
"They saved us $1,840 a year and actually picked up the phone."
RM
Rosa MitchellAuto + Home, Cary

Commercial Lines

From food trucks to general contractors. Coverage built around how your business actually runs.

  • General & professional liability
  • Workers' comp & bonds
  • Fleet & commercial auto
Quote commercial

Life Insurance

Term, whole, IUL, and key person coverage tailored to your stage of life. Free needs analysis on every quote.

  • Term & permanent life
  • Indexed universal life
  • Key person & buy-sell
Plan with us

Medicare & ACA

Advantage, Supplement, Part D, and ACA marketplace plans, compared side by side without the sales pressure.

  • Medicare Advantage & Medigap
  • Part D Rx & dental
  • ACA marketplace plans
Compare plans

Final Expense

Affordable burial coverage with simplified underwriting. Lock in a fixed premium so your family is not left with the bill.

  • $10K to $25K coverage
  • No medical exam options
  • Living benefit riders
Get a quote
S&Co
Family
Owned
Since '91
35
Years in businessTwo generations · same family
Our story

Started by Walter & Diane
in 1991. Run the same way today.

We're not a 1-800 number. We're an independent brokerage in Raleigh, now run by the second generation of the Stevens family. Same philosophy that earned us 14,000+ clients: shop the whole market, explain the fine print, and pick up the phone.

Independent, by design

We work for you, not a single carrier. We compare 38+ A-rated insurers and recommend what actually fits.

A real human, every time

Direct lines to your agent. No phone trees, no chatbots, no offshore queues. Calls returned same business day.

Annual policy reviews

We re-shop your coverage every renewal so you don't quietly overpay year after year. Most clients save twice.

Meet the team
How it works

From "let me think about it"
to bound in under a week.

No 12-page quote forms. No surprise rate hikes. Just the kind of straight-shooting service that's kept families with us for two generations.

01

Tell us about you

A few questions about what you drive, own, or operate. 90 seconds online or one quick call.

02

We shop 38+ carriers

Your dedicated agent compares quotes side by side and flags the gaps in your current policy.

03

Review, plain English

We walk you through your top 2 or 3 options. No jargon, no pressure, no surprise add-ons.

04

Bind & relax

Sign digitally, get instant proof of insurance, and meet the team that's on call when life happens.

Word of mouth

Most of our clients were sent by another client.

★★★★★
Our previous agent let our umbrella lapse without telling us. Stevens caught it on day one of the review, fixed it, and shaved $1,200 off our annual home + auto. They actually read the policy.
DK
Daniel & Kim WalshAuto · Home · Umbrella, Apex
★★★★★
"I called at 4:55 PM after a fender-bender. Marcus answered. Claim filed before dinner."
SR
Sandra R.Auto, Raleigh
★★★★★
"Switched our restaurant's commercial policy and saved $4,200 the first year. They get small business."
JT
Jorge TorresCommercial, Durham
★★★★★
"My parents trusted Walter back in the 90s. Now my kids' policies are with Caroline. Two generations, no complaints."
AP
Anna PetersenHome · Life, Cary
★★★★★
"Finally an agent who returns calls before sundown. Refreshing."
BH
Brian H.Motorcycle, Wake Forest
Independent means options

38+ A-rated carriers, one agent.

Progressive
Travelers
Nationwide
Liberty Mutual
Safeco
Erie
Hartford
Chubb
Stillwater
Foremost
Bristol West
Kemper

+ Allied Trust, Mutual of Omaha, MetLife, and 25+ more, all A-rated by AM Best.

Common questions

Straight answers,
no fine print.

The questions we hear most, answered the way we'd answer them on the phone.

CS

Still have questions?

Talk to Caroline, our managing partner.

Call (516) 780-1385 →
Most agents work for one company (State Farm, Allstate, etc.) and can only sell you their products. We're independent, which means we represent you, not a carrier. We compare 38+ insurers and recommend the policy that actually fits.
Online: about 90 seconds for the basics, and we'll get back to you with carrier comparisons within one business day. By phone: usually one 10-minute call.
Never. Insurance policies are typically 6 or 12 months and you can cancel anytime, prorated. We earn your renewal every year, that's why our retention is 98%.
Call your agent first, not the carrier's 1-800 number. We help file, we follow up, and we advocate for you. Most clients say this alone is worth switching to us.
Yes, about 30% of our book is commercial. From sole proprietors to 200-employee operations, we handle GL, workers' comp, commercial auto, bonds, and professional liability.
Headquartered in Raleigh, but we're licensed across North Carolina, South Carolina, and Virginia, and serve clients throughout the Triangle and well beyond. Many of our long-time clients have moved out of state, we keep them too.
Ready when you are

Get a quote in
90 seconds.

No spam, no sales calls, just real numbers from real carriers, sent to your inbox by tomorrow.

Compare quotes free Schedule a 15-min call

Reach us directly

Phone
(516) 780-1385
Email
hello@stevensandco.com
Office
8801 Lead Mine Rd · Suite 214 · Raleigh