Open today, 8:30 AM to 5:30 PM · 8801 Lead Mine Rd, Suite 214 · Raleigh, NC
S
Stevens & Co.
(516) 780-1385 Get a Quote
HomePersonal Lines

Personal lines, built around
your whole life.

Auto, home, renters, umbrella, motorcycle, boat, and RV. The everyday coverage that protects you, your family, and the things you've worked for, all under one Stevens & Co. household.

Quote request

Quote your personal lines.

Auto, home, umbrella, or a bundle. Drop your info below and a Stevens & Co. personal lines specialist will follow up with options from 38+ A-rated carriers.

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What's included

Coverage for everything you drive, live in, and love.

We write all of the major personal lines through 38+ A-rated carriers, and we look for stackable discounts so the bundle saves you real money.

Auto Insurance

Liability, collision, comprehensive, uninsured motorist, and PIP. Compared across carriers on rate and claim experience.

Home Insurance

Dwelling, personal property, liability, loss of use, plus wind, hail, and water backup endorsements built for North Carolina.

Renters & Condo

Affordable protection for your belongings plus personal liability that follows you wherever you live. Most policies under $20 a month.

Umbrella & Excess

An extra $1M to $5M of liability that sits on top of auto and home. Cheap protection against the unlikely but expensive.

Motorcycle, Boat, RV

Coverage built around how you actually use your toys. Includes towing, on-water, and roadside on top of standard liability.

Bundle & Save

Most clients save 12% to 24% by bundling auto and home with one carrier. We re-shop your bundle every renewal.

S&Co
Why personal lines matters

One bad day should not erase twenty good years.

A car accident, a kitchen fire, a tree on the roof, a teenager on the policy. The everyday risk is what wipes families out, not the headline disaster. Personal lines coverage is what stands between a rough week and a financial reset.

  • Bundled discounts, save 12% to 24% by combining auto, home, and umbrella with one carrier.
  • Annual policy reviews, your life changes, and so should your coverage. We re-shop every year.
  • Claims advocacy, when something goes wrong, your Stevens & Co. rep is on the phone with the carrier on your side.
  • Local agents, call, text, or stop by the Raleigh office. Real people who know your file.
Talk to a personal lines specialist

Common
questions.

The questions we hear most about personal lines, answered the way we'd answer them on the phone.

Why is my home insurance going up so much in NC?

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Wind, hail, and reinsurance costs in the Carolinas are pushing rates higher across every carrier. The right move is not to drop coverage, it's to shop. We re-quote your home policy across all 38+ carriers so you stay covered for less.

Can you bundle auto and home with different carriers?

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Yes, and sometimes it makes sense. We don't force a one-carrier bundle if a split program saves you more. We compare both and recommend whichever wins on price plus claim experience.

Do I really need an umbrella policy?

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If you own a home, have a teenage driver, or have meaningful net worth, almost certainly yes. $1M of umbrella runs about $20 a month and stacks on top of every underlying policy.

How much can I expect to save by switching?

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Households that switch to Stevens & Co. typically save 12% to 24% in the first year, and we re-shop every renewal so the savings stick.
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Reach us directly

Phone
(516) 780-1385
Email
hello@stevensandco.com
Office
8801 Lead Mine Rd · Suite 214 · Raleigh